Tag: #capesanblasmortgage

5 Spring Home Maintenance Tasks You Don’t Want To Forget

Written by Cape San Blas Mortgage Syndicated User on March 7, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Spring is a season of renewal, and as a homeowner, it’s easy to get swept up in the day-to-day of life. But maintaining your home is an important part of protecting the long-term value of your investment.So, whether you own a house already or you’re planning to become a homeowner this year, here are five essential spring home maintenance tasks you don’t want to overlook. Save this as your helpful resource to come back to year after year.1. Clean Your GuttersWinter weather can leave behind debris, like leaves and twigs, clogging your gutters. If water can’t flow freely, it can lead to roof...

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Is It a Good Time To Buy a Home?

Written by Cape San Blas Mortgage Syndicated User on March 7, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision—and you don’t have to do it alone. That’s where your trusted local RE/MAX® agent comes in.

Pre-Approval Is the Homebuying Step You Can’t Afford To Skip

Written by Cape San Blas Mortgage Syndicated User on March 7, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

There’s one essential step in the homebuying process you may not know a whole lot about, and that’s pre-approval. Here’s a rundown on what it is and why it’s so important to take care of before you start looking at homes with your RE/MAX® agent. What Is Pre-Approval?Pre-approval is like getting the green light from a lender. It gives you a sense of how much they’re willing to let you borrow for your home loan. To determine that number, a lender starts by looking at your financial history. Here are some of the documents they may ask you for during this process:W-2s and tax returnsPay stubs...

Why a Pre-Listing Inspection May Be Worth It in Today’s Market

Written by Cape San Blas Mortgage Syndicated User on March 6, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Selling Tips.

Selling a house comes with a lot of moving pieces, and the last thing you want is a deal falling apart over unexpected repairs uncovered during the buyer’s inspection. That’s why it pays to anticipate potential issues before buyers ever step through the door. And one way to do that is with a pre-listing inspection.What Is a Pre-Listing Inspection? A pre-listing inspection is essentially a professional home inspection you schedule before putting your house on the market. Just like the inspections your buyer will do after making an offer, this process identifies any issues with the condition...

More Buyers Are Making Moves — Is It Time To Sell?

Written by Cape San Blas Mortgage Syndicated User on March 5, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Selling Tips.

More people are taking steps to buy a home. And, if you’ve been waiting for the right time to move, this may be the sign you’ve been looking for.For the past few years, a lot of would-be homebuyers hit pause on their plans. With rising mortgage rates and affordability challenges, buying just didn’t seem doable. But now, more of them are getting back out there. That’s because they’re getting used to the fact that this may be the new normal for the market – especially as forecasts show mortgage rates may be starting to stabilize. According to the National Association of Realtors...

Is a Newly Built Home Right for You? The Pros and Cons

Written by Cape San Blas Mortgage Syndicated User on March 4, 2025. Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, New Construction.

When searching for a home, you don’t want to skip over new builds as an option. Right now, there are more newly built homes to choose from than there would normally be in the market. And those added choices come with some pretty incredible benefits. Talking to your agent is the best way to see if this type of home makes sense for you.Here’s a quick rundown of some things your agent will walk you through – including a few of the top perks of buying a newly built home today and some potential things you’ll want to think about before you ink any contracts.The Perks of Buying a Newly Built...

Is It Better To Rent or Buy a Home Today?

Written by Cape San Blas Mortgage Syndicated User on March 1, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Infographics, Rent vs. Buy.

Some HighlightsA study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.?Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership. What’s your #1 reason for wanting to buy?

Do You Know How Much Your Home Is Worth?

Written by Cape San Blas Mortgage Syndicated User on February 28, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Home Prices.

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a bigger-than-expected payday when you list. So, how much has your home’s value really changed? Let’s break it down.The Rapid Rise of the Past 5 YearsTypically, home prices go up by about 2-5% a year. But in 2021-2022, there were double-digit increases. And at the...

Is an Accessory Dwelling Unit Right for You? Here’s What To Know

Written by Cape San Blas Mortgage Syndicated User on February 27, 2025. Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers.

Are you having a hard time finding the right home in your budget? Or maybe you already own a home but could use some extra income or a designated space for aging loved ones. Either way, accessory dwelling units (ADUs) could be the smart solution you’ve been looking for in today’s market.What Is an ADU?According to Fannie Mae, an ADU is a small, separate living space that’s on the same lot as a single-family home. It must include its own areas for living, sleeping, cooking, and bathrooms independent of the main house. And they can take shape in a few different ways. Fannie Mae adds, an ADU...

Are Investors Actually Buying Up All the Homes?

Written by Cape San Blas Mortgage Syndicated User on February 26, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Inventory.

Are you trying to buy a home but you feel like you’re up against deep-pocketed Wall Street investors snatching up everything in sight? Many people believe mega investors are driving up prices and buying up all the homes for sale, and that’s making it hard for regular buyers like you to compete.But here’s the truth. Investor purchases are actually on the decline, and the big players aren’t nearly as active as you might think. Let’s dive into the facts and put this myth to rest.Most Investors Are Small, Not Mega InvestorsA common misconception is that massive institutional investors are...