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Tag: #capesanblasmortgagecompany

Are Builders Overbuilding Again? Let’s Look at the Facts.

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, For Sellers, Inventory, New Construction.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes.Builders Are Pulling Back, Not Piling OnPermits (applications to start building new homes) are one of the best early indicators for what’s next for home construction. And right now, building permits are...

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Fidelity Home Group | Staged Homes Sell 73% Faster

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Staged Homes Sell 73% Faster Staged homes sell 73% faster. That’s not a coincidence. If you want to sell quickly, let’s chat about whether staging makes sense for you. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://homestaginginstitute.com/home-staging-statistics

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The VA Home Loan Advantage: What Every Veteran Should Know Right Now

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United.And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home loans right now.Why VA Home Loans Can Be a Great OptionFor nearly 80 years, VA loans have made homeownership...

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Fidelity Home Group | 1 in 5 Sellers Are Cutting Prices Right Now

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

1 in 5 Sellers Are Cutting Prices Right Now That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

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What a Government Shutdown Really Means for the Housing Market

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, For Buyers, For Sellers, Selling Tips.

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?The short answer? No.The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little, but overall, the market continues to function.Here’s What Typically Happens Whenever the government shuts down, some federal agencies temporarily close or scale back their...

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Why Your Home Equity Still Puts You Way Ahead

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Equity, For Sellers, Home Prices.

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.The Relationship Between Home Prices and EquityHome equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here’s how that’s played out lately.After the record-setting home price surge of 2020 and 2021, a little cooling was...

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Fidelity Home Group | Do You Know the Minimum Down Payment for a Conventional Home Loan?

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Do You Know the Minimum Down Payment for a Conventional Home Loan? Only 8 out of 100 people know the minimum down payment required for a conventional home loan. Most overestimate what’s really needed. If you want more information about what’s actually required, talk to a trusted lender. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #DownPayment Data Sources: https://www.firsthomeiq.com/2025report

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How To Make Sure Your Sale Crosses the Finish Line

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Selling Tips.

If there was one simple step that could help make your home sale a seamless process, wouldn’t you want to know about it?There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s what a lot of sellers may not know.There’s one part of the process where some homeowners are hitting a road bump that’s causing buyers to back out these days. But don’t worry. The majority of these snags are completely avoidable, especially when you understand what’s causing them and how to be...

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Fidelity Home Group | Home Sales Are Expected To Rise Next Year

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Home Sales Are Expected To Rise Next Year Home sales are expected to pick up next year. If you want to be ready to move when the market picks up, let’s build your plan now. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.fanniemae.com/media/56091/display https://img03.en25.com/Web/MortgageBankersAssociation/%7B5e377e4c-a183-4a98-8aac-2cf11b64651d%7D_Mortgage_Finance_Forecast_Aug_2025.pdf...

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Thought the Market Passed You By? Think Again.

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First-Time Buyers, For Buyers, Inventory.

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options.Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say.Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally starting...

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