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Saving for a Down Payment? Here’s What You Need To Know.

Written by Cape San Blas Mortgage Syndicated User on June 20, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers.

If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20% down. That doesn’t necessarily have to be the case. As the National Association of Realtors (NAR) notes:“One of the biggest misconceptions among housing consumers is what the typical down payment is and what amount is needed to enter homeownership.”And a recent Freddie...

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Keys to Success for First-Time Homebuyers

Written by Cape San Blas Mortgage Syndicated User on June 2, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Down Payments, First Time Home Buyers, For Buyers.

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years:“Since 2011, the share of first-time home buyers has been under the historical norm of 40% as buyers face tight inventory, rising home prices, rising rents and high student debt loads.”That said, if you’re looking to purchase your first home, here are two things...