Available 7 Days/Week       MON - FRI  8am - 7pm       SAT - SUN  10am – 6pm
Call us (850) 482-6080
Apply Now

Author: Cape San Blas Mortgage Syndicated User

A Tale of Two Housing Markets

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, For Sellers, Inventory.

For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more breathing room.In other words, it’s a tale of two markets, and knowing which one you’re in makes a huge difference when you move.What Is a Buyer’s Market vs. a Seller’s Market?In a buyer’s market, there are a lot of homes for sale, and not as many people buying. With fewer buyers...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

Why Today’s Foreclosure Numbers Aren’t a Warning Sign

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, Foreclosures.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you.If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash.This Isn’t Like 2008While it’s true that foreclosure filings ticked up in...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Inventory.

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not sure where you’re going to go? But here’s the thing: the market’s shifting. And it might be time to hit play again.The Inventory Sweet SpotMore homeowners are jumping back into their search to make a move this year. Builders are finishing more...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

You Finally Have More Options for Your Move

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Infographics, Inventory.

Some HighlightsIf you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ?There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month.With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.?

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

Should I Buy a Home Now or Wait?

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Equity, For Buyers, Home Prices.

At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.”That’s because homeownership is about the long game – and home prices typically rise over time. So, while you may be holding out for prices to fall or rates to improve, you should know that trying to time the market rarely works.Here’s what most buyers don’t always think about: the longer you wait, the more buying could cost you. And you deserve to understand why.Forecasts Say Prices Will Keep ClimbingEach quarter, over 100 housing market experts weigh in for the...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

What’s Your House Worth Now? The Answer May Surprise You

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Home Prices.

Let’s talk about something you might not check nearly as often as your bank account – and that’s how much your home is worth. But when it comes to your financial situation, it’s an important thing to remember. When’s the last time you had a professional show you the value of your home?Think about it. For most people, your house is probably the biggest asset you have. And if you’ve owned your home for a few years (or longer), chances are it’s been quietly building wealth for you in the background. And honestly? You might be surprised by just how much. What Is Home Equity?This wealth you may...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

What You Can Do When Mortgage Rates Are a Moving Target

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Mortgage Rates.

Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home.Take a look at the graph below. It uses data from Mortgage News Daily to show that after a relatively stable month of March, mortgage rates have been on a bit of a roller coaster ride in April: This kind of up-and-down volatility is expected when economic changes are happening.And that’s one of the reasons why trying to time the market isn’t your best move. You...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

Don’t Miss This Prime Spring Window To Sell Your House

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First-Time Buyers, For Buyers.

According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why.That’s just one source’s take, based on their own research. Other organizations run similar studies. And since different places use different methodologies for their research, sometimes the results vary too – and that’s actually good news for you. According to Zillow, the best time to list your house is still ahead.The latest research from Zillow says sellers who list their homes in late May...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

If the Asking Price Isn’t Compelling, It’s Not Selling

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Infographics, Selling Tips.

Some HighlightsUnfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.?Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation.The best way to avoid this mistake? Connect with an agent to make sure your house is priced to pull people in, not push them away.

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading

Pre-Approval Isn’t Commitment – It’s Clarity

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First-Time Buyers, For Buyers.

If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer.The best time to get serious about buying is before you’re ready to buy. Here’s why.Pre-Approval Helps You Understand Your NumbersOne of the biggest benefits of pre-approval is how it helps you understand your buying power. As part of the pre-approval process, a lender will walk through your finances and tell you what you can borrow based on...

#capesanblascondomortgage, #capesanblascondotelmortgage, #capesanblasmortgage, #capesanblasmortgagebroker, #capesanblasmortgagecalculator, #capesanblasmortgagecompany, #capesanblasmortgagelender, #capesanblasmortgagerates, #capesanblasmortgages

Continue reading