Economy | | Cape San Blas Mortgage | Cape San Blas Mortgage Rates

Do You Think the Housing Market’s About To Crash? Read This First

Written by Cape San Blas Mortgage Syndicated User on April 17, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, Home Prices, Inventory.

Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?”If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from Clever Real Estate, 70% of Americans are worried about a housing crash in 2025.But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn’t about to crash – it’s just shifting. And that shift actually works in your favor.Today’s Inventory...

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A Recession Doesn’t Mean a Housing Crisis

Written by Cape San Blas Mortgage Syndicated User on April 12, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, Infographics, Mortgage Rates.

Some HighlightsThere’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us.While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall. If you have questions about buying or selling a home in today’s market, connect with a real estate agent.

Does Your Current Home Fit Your Retirement Plans?

Written by Cape San Blas Mortgage Syndicated User on April 10, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Downsize, Economy.

Retirement isn’t just a milestone. It’s the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms.But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life?That’s an especially important question right now. Just in the past five years, the cost of living has jumped by 23% according to the Bureau of Labor Statistics (BLS). That’s based on the Consumer Price...

Is It Time To Put Your House Back on the Market?

Written by Cape San Blas Mortgage Syndicated User on March 19, 2025. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, For Sellers, Selling Tips.

If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see graph below):Whether it was because offers weren’t coming in, the timing around the holidays felt overwhelming, or they wanted to see if the market would improve in the new year – a lot of other homeowners decided to press pause, too.But now, with spring fast approaching, it’s time to...

Investors Are Not Buying Up All the Homes

Written by Cape San Blas Mortgage Syndicated User on November 30, 2024. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, For Buyers, Infographics.

Some HighlightsThere’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.?Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

What’s Behind Today’s Mortgage Rate Volatility?

Written by Cape San Blas Mortgage Syndicated User on November 21, 2024. Posted in Agent Value, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, Mortgage Rates.

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you.The Market’s Reaction to the ElectionA significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to financial markets, and this one is no different. Markets tend to respond not only to who...

Is Wall Street Really Buying All the Homes?

Written by Cape San Blas Mortgage Syndicated User on November 20, 2024. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, For Buyers.

Let’s be real – buying a home right now is tough. You’re scrolling through listings, rushing to open houses, and maybe even losing out to more competitive offers. Somewhere along the way, you might’ve heard the reason it’s so hard to find a home is because big Wall Street investors are swooping in and snatching up everything in sight.But here’s the thing: that’s mostly a myth. While investors are part of the market, according to Redfin, they’re a relatively small part:Here’s what that means. Five out of every six homes are being purchased by everyday homebuyers like you – not big...

What To Look For From This Week’s Fed Meeting

Written by Cape San Blas Mortgage Syndicated User on November 7, 2024. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, Mortgage Rates.

You may be hearing a lot of talk about the Federal Reserve (the Fed) and how their actions will impact the housing market right now. Here’s why.The Fed meets again this week to decide the next step with the Federal Funds Rate. That’s how much it costs banks to borrow from each other. Now, that’s not the same thing as setting mortgage rates, but mortgage rates can be influenced through this process. And if you’re thinking about buying or selling a home, you may be wondering about the downstream impact and when mortgage rates will come down.Here’s a quick rundown of what you need to...

Q&A: How Do Presidential Elections Impact the Housing Market?

Written by Cape San Blas Mortgage Syndicated User on November 2, 2024. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, Home Prices, Infographics, Mortgage Rates.

Some HighlightsEven if you’re not looking to move right away, you may have questions about how the election will impact the housing market.When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election.The facts show Presidential elections only have a small and temporary impact on the housing market.

Why Home Sales Bounce Back After Presidential Elections

Written by Cape San Blas Mortgage Syndicated User on October 30, 2024. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, For Buyers, For Sellers, Home Prices.

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.Election Years Bring a Temporary SlowdownIn any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day (see graph below):Why? Uncertainty. Many consumers hold off on making major decisions or purchases while they wait to see how the election will play out. It’s a...

Category: Economy