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Author: Cape San Blas Mortgage Syndicated User

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Tips, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Downsize, First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, Move-Up.

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.The Magic NumberAccording to the National Association of Realtors (NAR):“. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If rates were to hit that magic number, it’s likely that about 10%—or 550,000—of those additional households would buy a home...

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Fidelity Home Group | 79% of Homeowners Wish They Sold Sooner

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

79% of Homeowners Wish They Sold Sooner 79% of homeowners wish they sold sooner. Let’s talk about why now may be the right time to act. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://mediaroom.realtor.com/2025-09-05-Want-to-Sell-Your-Home-Start-Early-Realtor-com-R-Report-Finds-Equity-Is-High,-But-Success-Requires-Planning https://www.instagram.com/p/DOblW0Aj8rr/?igsh=am0zOW9naHN0bmV6

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Why Some Homes Sell Quickly – and Others Don’t Sell at All

Written by Cape San Blas Mortgage Syndicated User on . Posted in Agent Value, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Inventory, Selling Tips.

A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means one thing:Your house needs to stand out and grab attention from day one.That’s especially true when you consider why the number of homes for sale is up. Here’s how it works. Available inventory is a mix of: Active Listings: homes that have been sitting on the market, but haven’t sold yetNew Listings: homes that...

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Fidelity Home Group | Only 2% of Home Sales Are Foreclosures or Short Sales

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Only 2% of Home Sales Are Foreclosures or Short Sales Want to know what’s happening in our local market? Let’s talk! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #foreclosures #shortsales

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The Reason Homes Feel Like They Cost So Much (It’s Not What You Think)

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Home Prices.

Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame.Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive (see graph below):But that theory doesn’t actually hold up once you look at the data.The Truth About InvestorsInvestors do play a role in the housing market, especially in certain areas. But they’re not buying up all the homes like so many people on social media...

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Fidelity Home Group | Over two-thirds of homeowners have at least 50% equity or own their home

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Over two-thirds of homeowners have at least 50% equity or own their home free and clear. Over two-thirds of homeowners have at least 50% equity or own their home free and clear. If you want to find out how much you have, let’s chat! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeequity Data Sources https://data.census.gov/table/ACSDT1Y2022.B25027?q=mortgage https://www.attomdata.com/news/market-trends/home-sales-prices/q2-2025-home-equity-and-underwater-report/

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Planning To Sell in 2026? Start the Prep Now

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Selling Tips.

You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says:“If you’re aiming to sell in 2026, now is the time to start preparing, especially if you want to maximize the spring market’s higher buyer activity.” Because the reality is, from small repairs to touch-ups and decluttering, the earlier you start, the easier it’ll be when you’re ready to list. And, the better your...

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Is the Housing Market Going To Crash? Here’s What Experts Say

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Economy, For Buyers, For Sellers, Forecasts, Home Prices.

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.The data doesn’t point to a crash. It points to slow, continued growth.And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.The Real Story Is in the Expert ForecastsIn the Home Price Expectations Survey (HPES) from Fannie Mae, each quarter over...

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Fidelity Home Group | What’s Really Happening with Home Prices Right Now?

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

What’s Really Happening with Home Prices Right Now? What’s really happening with home prices right now? It all depends on where you live. Want the real story for your area? Let’s talk. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.resiclubanalytics.com/

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Fidelity Home Group | How Changing Rates Impact Your Monthly Payment

Written by Cape San Blas Mortgage Syndicated User on . Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

How Changing Rates Impact Your Monthly Payment Even a small shift in mortgage rates can make a big difference in your monthly payment. Want to stay on top of rate changes and what they mean for your budget? Let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.mortgagecalculator.net/

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