Tag: #capesanblasmortgage

How Buying a Multi-Generational Home Helps with Affordability Today

Written by Cape San Blas Mortgage Syndicated User on October 18, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Demographics, First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy.

In today’s world of rising housing costs, many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living.Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents, or even grandparents. Here’s an in-depth look at why more buyers are choosing this option today, so you can see if it may be right for you too.Reasons To Buy a Multi-Generational HomeAccording to a recent study by the National Association of Realtors (NAR), the top two reasons people are...

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Are Higher Mortgage Rates Here To Stay?

Written by Cape San Blas Mortgage Syndicated User on October 17, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates.

Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below): That can feel like a little bit of a gut punch if you’re thinking about making a move. If you’re wondering whether or not you should delay your plans, here’s what you really need to know. How Higher Mortgage Rates Impact You There’s no denying mortgage rates are higher right now than they were in recent years. And, when rates are up, that...

The Difference Between Renting and Buying a Home [INFOGRAPHIC]

Written by Cape San Blas Mortgage Syndicated User on October 14, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers, Rent vs. Buy.

Some HighlightsWhen deciding between buying a home or renting, think about these three important factors.Buying a home means avoiding rising rents, owning a tangible and valuable asset, and growing your wealth over time.If you’re ready to enjoy the advantages of owning a home, connect with a local real estate expert to discuss your options.

Growing Your Net Worth with Homeownership

Written by Cape San Blas Mortgage Syndicated User on October 13, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Rent vs. Buy.

Take a moment to imagine where you want to be in a few years. You might be thinking about your job, money, wanting more stability, or goals you want to reach soon. Is homeownership a part of that vision? If it is, you should know owning a home has a whole lot of financial benefits.One of the many reasons to buy a home is that it’s a great way to build wealth and gain financial stability. That’s because the value of most homes increases over time, which in turn grows your net worth. Here’s how home values are rising right now. According to Zillow:“The total value of the U.S. housing market –...

The Latest Expert Forecasts for Home Prices in 2023

Written by Cape San Blas Mortgage Syndicated User on October 12, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Move-Up Buyers.

Are you thinking about making a move? If so, all the speculation that home prices would crash this year may have you feeling a bit on edge about your decision. Let the data and the experts reassure you. Prices aren’t in a downward spiral and will actually finish the year strong.Even though you may have heard talk that prices would drop 5, 10, or even 20% this year, that hasn’t happened. The big reason why is the supply of homes for sale is too low. There are just more buyers looking to buy than homes available, and that’s kept prices from falling.To prove this year wasn’t a bust for home...

Are Grandparents Moving To Be Closer to Their Grandkids?

Written by Cape San Blas Mortgage Syndicated User on October 10, 2023. Posted in Baby Boomers, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Demographics, For Buyers, For Sellers.

During the pandemic, many people distanced themselves from their loved ones for health reasons. Grandparents were told to stay away from their grandkids, especially as schools started to open. That’s because it would have been risky to visit with their grandchildren who may have gotten sick from school.Now that the pandemic has passed, many grandparents want more than ever to be near their grandchildren again to make up for that lost time. But how are they getting that “Grandparent Wish?” The data tells us many are moving to make sure they’re getting more quality time.Grandparents Are...

Key Skills You Need Your Listing Agent To Have

Written by Cape San Blas Mortgage Syndicated User on October 10, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Selling Myths.

Selling your house is a big decision. And that can make it feel both exciting and a little bit nerve-wracking. But the key to a successful sale is finding the perfect listing agent to work with you throughout the process. A listing agent, also known as a seller’s agent, helps market and sell your house while advocating for you every step of the way. But, how do you know you’ve found the perfect match in an agent? Here are three key skills you’ll want your listing agent to have.They Price Your House Based on the Latest DataWhile it may be tempting to pick the agent who suggests...

Florida Mortgage | Reasons To Become a Homeowner

Written by Cape San Blas Mortgage Syndicated User on October 8, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates.

Florida Mortgage | Reasons To Become a Homeowner Trying to decide if you should rent or buy a home? Consider these benefits that come with buying. Let’s connect to take the first steps on your homebuying journey. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

How Homeowner Net Worth Grows with Time [INFOGRAPHIC]

Written by Cape San Blas Mortgage Syndicated User on October 7, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Infographics.

Some HighlightsIf you’re thinking about buying a home this year, be sure to consider the long-term financial advantages of homeownership, like home equity.On average, people who bought homes 32 years ago have seen their home’s value nearly triple over that time. If you’re wondering if buying a home is a good idea, remember rising home values could grow your net worth with time. When you’re ready to start your homebuying journey, talk with a local real estate professional.

Are You a Homebuyer Worried About Climate Risks?

Written by Cape San Blas Mortgage Syndicated User on October 5, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Demographics, First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers.

The increasing effects of natural disasters are leading to new obstacles in residential real estate. As a recent article from CoreLogic explains: “As the specter of climate change looms large, the world braces for unprecedented challenges. In the world of real estate, one of those challenges will be the effects of natural catastrophes on property portfolios, homeowners, and communities.” That may be why, according to Zillow, more and more Americans now consider how climate risks and natural disasters can impact their homeownership plans (see below): This study goes on to explain that...