Tag: #capesanblasmortgage

Get Ready To Buy a Home by Improving Your Credit Score

Written by Cape San Blas Mortgage Syndicated User on December 27, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Move-Up Buyers.

As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it’s never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate. An article from CNBC explains:“When it comes to mortgages, a higher credit score can save you thousands of dollars in the long run. This is because your credit score directly impacts...

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These Non-Financial Benefits Turn a House into a Happy Home

Written by Cape San Blas Mortgage Syndicated User on December 26, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Move-Up Buyers.

There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are too. Here’s why.The word home truly means something different to everyone. Whether it’s sharing memories with loved ones around the kitchen table or settling in to read a book in your favorite chair, the emotional connections we have to our homes can be just as important as the financial ones. Here are some of the things that turn a house...

Get Your House Ready To Sell This Winter [INFOGRAPHIC]

Written by Cape San Blas Mortgage Syndicated User on December 23, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Infographics.

Some HighlightsAs you get ready to sell your house, there are a few things you should add to your to-do list to make it inviting and boost curb appeal.To name just a couple, it’s a good idea to declutter, take down personal photos and items, touch up any scuffs on the walls, and tidy up your landscaping.Let’s connect so you have advice on what else you may want to do to get your house ready to sell this season.

Sell Smarter: Why Working with a Real Estate Agent May Beat Going Solo

Written by Cape San Blas Mortgage Syndicated User on December 22, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, FSBOs, Selling Myths.

If you’re thinking about selling your house on your own, called “For Sale by Owner” or FSBO, there are some important things to consider. Going this route means taking on a lot of responsibilities by yourself – and that can be a bit of a headache.A recent report from the National Association of Realtors (NAR) found two of the most difficult tasks for people who sell their house on their own are getting the price right and understanding and performing paperwork.Here are just a few of the ways an agent helps with those difficult tasks.Getting the Price RightSetting the right price for...

Why Mortgage Rates Could Continue To Decline

Written by Cape San Blas Mortgage Syndicated User on December 21, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Housing Market Updates, Interest Rates.

When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you need to know.The Federal Funds Rate Hikes Have StalledOne of the Fed’s primary goals is to lower inflation. In order to do that, they started raising the Federal Funds Rate to slow down the economy. Even though this doesn’t directly dictate what happens with mortgage rates, it does have an impact.Recently inflation has started to cool, a signal...

Expert Quotes on the 2024 Housing Market Forecast

Written by Cape San Blas Mortgage Syndicated User on December 20, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, For Sellers, Housing Market Updates.

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024. In 2023, higher mortgage rates, confusion over home price headlines, and a lack of homes for sale created some challenges for buyers and sellers looking to make a move. But what’s on the horizon for the new year?The good news is, many experts are optimistic we’ve turned a corner and are headed in a positive direction.Mortgage Rates Expected To EaseRecently, mortgage rates have started to come back down. This has offered hope to buyers dealing with...

Why Now Is Still a Great Time To Sell Your House

Written by Cape San Blas Mortgage Syndicated User on December 19, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Housing Market Updates, Selling Myths.

If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing market isn’t as frenzied as it was during the ‘unicorn’ years when buyer demand was through the roof, mortgage rates were historically low, and home values rose like we’ve never seen before. But that doesn’t mean the market is at a standstill.Nationally, demand is still high compared to the last normal years in the housing market and plenty of buyers are making moves right now. Here’s the data to prove it.Showing Traffic Is UpThe...

What You Need To Know About Down Payments [INFOGRAPHIC]

Written by Cape San Blas Mortgage Syndicated User on December 16, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Infographics.

Some HighlightsIf you want to buy a home, you may not need as much for your down payment as you think.There are various loan options for qualified buyers with down payments as low as 3.5% or even no down payment requirement. There are also thousands of programs available to help homebuyers with their down payments.With the right resources, your down payment may be more within reach than you realize. Talk to a local real estate expert to learn more about your options.

If Your House Hasn’t Sold Yet, It May Be Overpriced

Written by Cape San Blas Mortgage Syndicated User on December 15, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, Selling Myths.

Has your house been sitting on the market a while without selling? If so, you should know that’s pretty unusual, especially right now. That’s because the supply of homes available for sale is still far lower than what we’d see in a normal year. That means buyers have fewer options than they usually would, so your house should be an oasis in an inventory desert.So, if homebuyers have limited choices and your house still hasn’t sold, there’s a reason why. Let’s break one potential sticking point that may be turning buyers away: your asking price.Especially with today’s higher mortgage rates...

The Surprising Trend in the Number of Homes Coming onto the Market

Written by Cape San Blas Mortgage Syndicated User on December 14, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, For Sellers.

If you’re thinking about moving, it’s important to know what’s happening in the housing market. Here’s an update on the supply of homes currently for sale. Whether you’re buying or selling, the number of homes in your area is something you should pay attention to.In the housing market, there are regular patterns that happen every year, called seasonality. Spring is the peak homebuying season and also when the most homes are typically listed for sale (homes coming onto the market are known in the industry as new listings). In the second half of each year, the...