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Category: Buying Myths

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Don’t Fall for the Next Shocking Headlines About Home Prices

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Housing Market Updates, Pricing.

If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices.They’re basing their negative news by comparing current stats to the last few years. But you can’t compare this year to the ‘unicorn’ years (when home prices reached record highs that were unsustainable). And as prices begin to normalize now, they’re talking about it like it’s a bad thing and making people fear what’s...

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Owning Your Home Helps You Build Wealth

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Rent vs. Buy.

You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time.Homeownership Builds Wealth Regardless of Income LevelYou may be surprised to learn homeowners across various income levels have a much higher net worth than renters who make the same amount. Data from First American helps illustrate this point (see graph below):What makes wealth so much higher for homeowners? A...

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Home Prices Are Rebounding

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, For Sellers, Pricing, Selling Myths.

If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or not the worst is yet to come. That’s because today’s headlines are painting an unnecessarily negative picture. If we take a year-over-year view, home prices did drop some, but that’s because we’re comparing to a ‘unicorn’ year when prices peaked well beyond the norm.To avoid an unfair comparison to that previous peak, we need to look at monthly data. And that tells a very different and much more positive story. While local home price trends still vary by market, here’s...

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Two Questions To Ask Yourself if You’re Considering Buying a Home

Written by Cape San Blas Mortgage Syndicated User on . Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, Pricing.

If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing someone chatting at the local supermarket, the list goes on and on. Most likely, home prices and mortgage rates are coming up a lot. To help cut through the noise and give you the information you need most, take a look at what the data says. Here are the top two questions you need to ask yourself...

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