Cape San Blas Mortgage

Why Home Prices Keep Going Up

Written by Cape San Blas Mortgage Syndicated User on October 24, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Pricing, Selling Myths.

If you’ve ever dreamed of buying your own place, or selling your current house to upgrade, you’re no stranger to the rollercoaster of emotions changing home prices can stir up. It’s a tale of financial goals, doubts, and a dash of anxiety that many have been through.But if you put off moving because you’re worried home prices might drop, make no mistake, they’re not going down. In fact, it’s just the opposite. National data from several sources says they’ve been going up consistently this year (see graph below): Here’s what this graph shows. In the first half of...

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Home Price Growth Is Returning to Normal [INFOGRAPHIC]

Written by Cape San Blas Mortgage Syndicated User on October 21, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Housing Market Updates, Infographics, Pricing.

Some HighlightsIf you’re wondering what’s happening with home prices, know they’re still rising, just at a slower pace – and that’s perfectly normal for this time of year. Based on typical seasonality in the market, prices go up most in the spring during the peak buying season, and then price growth slows down as the year goes on.Home prices aren’t falling. They’re just rising slower and going back to normal seasonal trends. That’s a good thing. If you’re curious about prices in your area, reach out to a real estate agent for answers.

The Risks of Selling Your House on Your Own

Written by Cape San Blas Mortgage Syndicated User on October 20, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Sellers, FSBOs, Selling Myths.

Are you thinking about selling your house as a For Sale by Owner (FSBO)? If so, know there’s a whole lot more time and expertise needed in that process than you might think. While the idea of doing it all by yourself might seem tempting, it’s important to recognize the challenges you may face if you take it on all by yourself. As a recent article from Bankrate explains:“Choosing the right price, crafting a compelling listing, marketing to potential buyers, coordinating showings, preparing paperwork: All of these are tasks that, in the absence of a real estate agent, you will...

What Are the Real Reasons You Want To Move Right Now?

Written by Cape San Blas Mortgage Syndicated User on October 19, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Demographics, For Sellers, Interest Rates, Selling Myths.

If you’re considering selling your house right now, it’s likely because something in your life has changed. And while things like mortgage rates play a big role in your decision, you don’t want that to overshadow why you thought about making a move in the first place.It’s true mortgage rates are higher right now, and that has an impact on affordability. As a result, some homeowners are deciding they’ll wait to sell because they don’t want to move and have a higher mortgage rate on their next home.But your lifestyle and your changing needs matter, too. As a recent article from...

How Buying a Multi-Generational Home Helps with Affordability Today

Written by Cape San Blas Mortgage Syndicated User on October 18, 2023. Posted in Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Demographics, First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy.

In today’s world of rising housing costs, many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living.Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents, or even grandparents. Here’s an in-depth look at why more buyers are choosing this option today, so you can see if it may be right for you too.Reasons To Buy a Multi-Generational HomeAccording to a recent study by the National Association of Realtors (NAR), the top two reasons people are...

Are Higher Mortgage Rates Here To Stay?

Written by Cape San Blas Mortgage Syndicated User on October 17, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates.

Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below): That can feel like a little bit of a gut punch if you’re thinking about making a move. If you’re wondering whether or not you should delay your plans, here’s what you really need to know. How Higher Mortgage Rates Impact You There’s no denying mortgage rates are higher right now than they were in recent years. And, when rates are up, that...

The Difference Between Renting and Buying a Home [INFOGRAPHIC]

Written by Cape San Blas Mortgage Syndicated User on October 14, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers, Rent vs. Buy.

Some HighlightsWhen deciding between buying a home or renting, think about these three important factors.Buying a home means avoiding rising rents, owning a tangible and valuable asset, and growing your wealth over time.If you’re ready to enjoy the advantages of owning a home, connect with a local real estate expert to discuss your options.

Growing Your Net Worth with Homeownership

Written by Cape San Blas Mortgage Syndicated User on October 13, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, For Buyers, Rent vs. Buy.

Take a moment to imagine where you want to be in a few years. You might be thinking about your job, money, wanting more stability, or goals you want to reach soon. Is homeownership a part of that vision? If it is, you should know owning a home has a whole lot of financial benefits.One of the many reasons to buy a home is that it’s a great way to build wealth and gain financial stability. That’s because the value of most homes increases over time, which in turn grows your net worth. Here’s how home values are rising right now. According to Zillow:“The total value of the U.S. housing market –...

The Latest Expert Forecasts for Home Prices in 2023

Written by Cape San Blas Mortgage Syndicated User on October 12, 2023. Posted in Buying Myths, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, First Time Home Buyers, For Buyers, Move-Up Buyers.

Are you thinking about making a move? If so, all the speculation that home prices would crash this year may have you feeling a bit on edge about your decision. Let the data and the experts reassure you. Prices aren’t in a downward spiral and will actually finish the year strong.Even though you may have heard talk that prices would drop 5, 10, or even 20% this year, that hasn’t happened. The big reason why is the supply of homes for sale is too low. There are just more buyers looking to buy than homes available, and that’s kept prices from falling.To prove this year wasn’t a bust for home...

Are Grandparents Moving To Be Closer to Their Grandkids?

Written by Cape San Blas Mortgage Syndicated User on October 10, 2023. Posted in Baby Boomers, Cape San Blas Mortgage, Cape San Blas Mortgage Rates, Demographics, For Buyers, For Sellers.

During the pandemic, many people distanced themselves from their loved ones for health reasons. Grandparents were told to stay away from their grandkids, especially as schools started to open. That’s because it would have been risky to visit with their grandchildren who may have gotten sick from school.Now that the pandemic has passed, many grandparents want more than ever to be near their grandchildren again to make up for that lost time. But how are they getting that “Grandparent Wish?” The data tells us many are moving to make sure they’re getting more quality time.Grandparents Are...

Author: Cape San Blas Mortgage Syndicated User